American Income Partners Gold Program Discounts

American Income Life Founder B. Rapoport How is success measured? If by the obtainment of wealth, then Bernard “B” Rapoport is successful. If by the happiness an individual possesses, then too can Mr. Rapoport claim success. And if measured by the difference an individual has made, the people they have affected, and the legacy they leave behind, then B might just be one of the most successful Texans of the past century. Long before he was a corporate CEO of American Income Life, human rights activist, and one of America’s most generous philanthropists, B was a central Texas adolescent living through the worst economic disaster in our country’s history.

It was in the midst of the Great Depression that B, now 94 years old, first observed the rampant poverty and racial inequality that permeated through not only Texas, but the rest of the Western world. His parents, both Russian immigrants, were quick to educate B of the hardships faced by so many like themselves, and in doing so, they instilled a fiery passion for change in young Bernard Rapoport. In September of 1936, B began studying economics at the University of Texas. Six years later, with a degree in hand and an increasingly business-savvy mind, B met Audre Newman, a Waco native who shared – and continues to share – a passion for political change with her now-husband.

Upon marrying, the two relocated to San Antonio, where B’s business career and, soon after, philanthropic career began to take shape. In San Antonio, B worked for a number of years selling insurance. It wasn’t long before B opened his own agency, Pioneer American, in Audre’s hometown of Waco. The venture proved to be so successful that by 1951 – only two years after starting the business – B, with the help of $25,000 borrowed capital, founded another business:. AIL would grow exponentially over the following decade, and following a stint in Indianapolis, B moved the emerging business’ home down to familiar territory in Waco. Business went well for B – very well.

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With his newfound wealth, B was given the opportunity to support the causes and issues that impacted him so strongly as a youth and continued to impact him into adulthood: poverty, immigration, workers’ rights, education. A lifelong Democrat, B’s support of populist and socialist causes – undeniably affected by his early studies of Marx – was not limited to simply contributions; B established relationships with several prominent Democratic leaders, affording him a hands-on opportunity to present his view of a better society to prominent lawmakers such as Senator Ted Kennedy, Senate majority leader Tom Daschle, and President Bill Clinton.

With B no longer at the helm of American Income Life, B assumed a more active role in philanthropy, using $46 million of his own money to establish the Bernard and Audre Rapoport Foundation in 1986, its mission being to further promote peace, justice, and education. In addition to funding schools and youth programs in he and Audre’s hometown of Waco, the foundation funds scholarships to B’s beloved alma mater, the University of Texas, where B would serve as the University’s Board of Regents Chairman from 1993 to 1997. B’s service and generosity to the University resulted in the Rapoport Center, an on-campus establishment that facilities dialogue among academics, advocates, and anyone else interested in combating the human rights violations and justice issues that Bernard “B” Rapoport has spent his life fighting against. At 94 years young, B still resides in Waco alongside his wife of seven decades, Audre. How would you personally define “success?” Would your definition include Bernard Rapoport? Would it include yourself? To learn more about the Bernard Rapoport charitable contributions visit the official giving website.

February 6, 2012 Jim Surace is a State General Agent for American Income Life in Ohio and one of the leading partners of the Surace-Smith Agencies. When Issue 2 came up on the polls, Jim wrote a letter addressing his opinion about the issue, and submitted it to a newspaper for publication. In his letter, Jim informed the public on the unfairness Issue 2 would bring to the working people. Issue 2 would have limited the worker’s rights at work, as well as their income. For those who are not familiar with Issue 2, it was a plan made by Ohio Governor John Kasich in favor of restricting bargaining rights for unionized government workers.

Like American Income Life, Jim Surace is a supporter of unions and the right to a fair workplace; which is why Jim made sure he contributed to inform the public of the issue. He, along with union supporters and activists, showed up and voted ‘no’ to Issue 2. In a record breaking turnout since the early 90s, 46 percent of the Ohio population showed up to vote and 60 percent voted ‘no’ to Issue 2. Read more on Jim’s letter on Issue 2 on the official company blog! January 13, 2012 Remember when you were in school and the teacher graded your exams using a ‘Bell Curve’? The Bell Curve is not only for exams. It literally applies to life!

This illustration shows the milestones in life. It also shows that insurance needs change depending on where you are on the curve.

The need for insurance should increase or decrease – like the shape of the Bell Curve – as your earning potential and responsibilities increase or decrease. There are two main types of life insurance – whole life and term life. Whole life provides coverage for your entire life and builds cash and loan value as you pay premiums. Premiums never increase.

But whole life is generally more expensive because coverage lasts a lifetime. It provides the best overall protection for your family and covers final expenses. Term life provides coverage only for a limited time. After that, the policyholder generally pays increased premiums to maintain the coverage. Term life, however, is usually less expensive than whole life.

It’s appropriate for those with limited financial resources or who want the coverage only for a short time. As you near retirement, the need for term insurance dwindles. By that time, you would have likely accumulated enough money to live on. From retirement to the end of life, you generally don’t need term coverage if you have an appropriate whole life product in place that can help pay final expenses. Why not learn more about life insurance from a respected company with strong financial strength ratings? American Income Life has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/11).

To learn more about life insurance, visit. January 4, 2012 Most people try to be prepared before starting a family. Couples usually consider if a house is big enough, their income, jobs stability, and if they know anyone reliable in case something happens. Mahjong Free Download For Windows 7. At American Income Life we provide life insurance coverage and help young families in case of an unpredicted accident. So along with the fun stuff like decorating your new home, deciding on your baby’s name, and choosing your vacation as a family, also think about the crucial things, like life insurance.

Life insurance is very important especially when you’re considering having a child. A life insurance policy can relieve some of the final expenses which result from the death of a loved one. Family life insurance can be very helpful with covering future expenses. We all want the best for our children. What if we don’t get the chance to help them receive the best education?

That’s where your life insurance can make things a little easier and support your children with tuition costs in the event of your death. Secure your family’s future by getting a life insurance policy. Can assist you if you have additional questions. September 30, 2011 The professionals at Insurance Company work with labor union, professional association, and credit union clients to determine optimum supplemental insurance plans based on individuals’ and families’ circumstances, budgets, and goals. Offerings include whole life, term life, and supplemental insurance policies including accident, hospital indemnity, cancer, critical illness, and a terminal illness rider. In addition, American Income Life offers the optional, noninsurance No-Cost American Income Partners Basic Program. * The Freedom of Choice whole life plan, created to help relieve families of immediate financial concerns upon the death of a loved one, allows families to select the funeral home, location and type of service when it is needed.

The Company also offers a whole life policy with premiums payable until age 65. Term life policies can be used to supplement permanent policies or meet specific needs, such as paying off a mortgage or protecting family income. Beneficiaries can request a lump sum payment upon the insured’s death or can request the benefits be spread out over several years. An accident policy covers accidental death and dismemberment, hospital confinement, and intensive care treatment if related to an accident.

In addition, the policy pays a benefit if the policyholder has emergency room treatment as a result of an accident when treated within 72 hours of incurring an accidental injury. Download Monster Hunter Iso For Ppsspp. The American Income Life hospital indemnity plan provides a fixed benefit when a policyholder undergoes hospitalization due to accident or illness. Cancer protection policies can provide specific coverage for treatment of cover or a single sum benefit when an insured is diagnosed with cancer. The critical illness plan pays a one-time lump sum payment upon the initial diagnosis of a covered critical illness. The optional, noninsurance No-Cost American Income Partners Basic Program* enables members to call an 800 number or go online to locate nearby participating providers who offer up to 60 percent discounted health services and products, including eye care and prescription drug, hearing, and chiropractic plans. For an annual fee, members can upgrade to the Gold Program*, which includes discounts on hotels, car rentals, dental care, nutritional supplements, travel assistance, and a 24-hour nurse helpline. Visit for more information on the Company’s products.

*Not available in all areas. Plan Availability Varies By State / Province.